Organized Haven
Winter Haven, Lakeland, and Surrounding Areas in Central Florida
Moving, Downsizing, and Estates ~ Serving Families Since 2013
Licensed and Insured​ | Trained Member of NAPO and NASMM
Phone: 863.268.4041 | Email: Help@OrganizedHaven.com
Fla. Mover Reg. No. IM3374 | USDOT Number 3528088
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Financial Resources:

Click Here to Add Resource
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As you may know or have read in the "About" section of our website, our owner Nicole Ramer has a thirteen year background in banking, finance and credit. She is passionate about retaining this knowledge and sharing the resources she has obtained with her audience. 
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Here are some great links to valuable information on budgeting, managing debt, building/rebuilding credit, getting a checking/savings account and identity theft... if you have any specific questions in regards to any of these topics, please feel free to contact Nicole from the "Contact" page, give her a call at the office @ 863.268.4041, or email her at Nicole@OrganizedHaven.com!

MyMoney.gov budgeting resources:
http://www.mymoney.gov/Fast/Pages/Results.aspx?k=Budgeting%20worksheets&s=All

Managing your debt/rebuilding credit - National Foundation for Credit Counseling:
http://www.nfcc.org

Coping with Debt - Consumer.gov:
http://www.consumer.ftc.gov/articles/0150-coping-debt

Pocket Cents - MyCreditUnion.gov:
http://www.mycreditunion.gov/what-credit-unions-can-do/Pages/paying-off-Credit-Cards.aspx

StudentAid.ed.gov - Repay Your Loans:
http://studentaid.ed.gov/repay-loans

CFPB.gov, Know Before You Owe:
http://www.consumerfinance.gov/knowbeforeyouowe

FREE Annual Credit Report:
https://www.annualcreditreport.com

Dispute Equifax Credit Information:
http://www.ai.equifax.com/CreditInvestigation

Dispute Experian Credit Information:
http://www.experian.com/disputes/main.html

Dispute TransUnion Credit Information:
http://www.transunion.com/personal-credit/credit-disputes-alerts-freezes.page

Getting your ChexSystems Report when you are denied a checking account:
http://www.consumerdebit.com

Building a Better Credit Report - Consumer.gov:
http://www.consumer.ftc.gov/articles/pdf-0032-building-a-better-credit-report.pdf

Identity Theft - Consumer.gov:
https://www.consumer.ftc.gov/features/feature-0014-identity-theft

Cyber Identity Theft - FBI.gov:
http://www.fbi.gov/about-us/investigate/cyber/identity_theft

The Importance of Credit History:
http://www.americasaves.org/for-savers/debt-and-credit/importance-of-credit-history

How Your Credit Score Impacts Your Financial Future:
http://www.finra.org/investors/how-your-credit-score-impacts-your-financial-future

Consumer Guide: "Free Credit Report" Imposters:
http://www.badcredit.org/reviews/credit-report-alert/

What Our Clients are Saying:

"My mother had lived in her home for over 65 years when she passed, so the house was filled to the brim. Nicole and her team were outstanding. They came to the house, presented a plan to remove all of the items through an online auction. They inventoried all items, separated the items into individual lots and managed the auction, down to the last item being paid for, picked up and removed from the house! The payment for their services and transfer of the proceeds was seamless. I was left with an empty house that I could then get ready for sale. Perfect! Couldn't have asked for a better solution to an overwhelming situation!"

Brenda C. Winter Haven

Central Florida Organizing, Downsizing, and Senior Move Management:

Auburndale, Lakeland, Winter Haven, Lake Alfred, Dundee, Fort Meade, Bartow, Lake Wales, Highland Park, Polk City, Eagle Lake, Lake Hamilton, Gibsonia, Frostproof, Alturas, Haines City, Davenport, Wauchula, Bowling Green, Zolfo Springs, Sebring, Avon Park, Lake Placid, Kissimmee, St. Cloud, Clermont, Zephyrhills, Plant City. Central Florida counties served: Polk, Hardee, Pasco, Highlands and parts of Osceola, Orange, Hillsborough and Lake. Under special circumstances, we will travel outside of these areas, but will otherwise refer you to one of our esteemed colleagues.

Contact Us:

Nicole Ramer, SMM~C
2372 Old Combee Rd. #103
​Lakeland, Florida 33805
Office: 863.268.4041
Help@OrganizedHaven.com
Website designed and maintained in house by Nicole Ramer, Professional Organizer & Certified Senior Move Manager®.

© 2020 Organized Haven. All rights reserved.
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